Building Strong Digital Habits

A few proactive steps can significantly reduce your risk:

1. Use Strong, Unique Passwords Avoid using the same password for multiple accounts. Instead, create complex combinations of letters, numbers, and symbols—or use a reputable password manager to generate and store them securely.

2. Enable Multi-Factor Authentication (MFA) MFA adds an extra layer of protection by requiring a second form of verification, such as a text message code or fingerprint scan, before granting access.

3. Keep Software Up to Date Regular updates patch known vulnerabilities that hackers could exploit. Ensure your operating system, browser, and antivirus programs are all current.

4. Be Cautious with Links and Attachments Phishing scams often use realistic-looking emails or texts to lure users into clicking harmful links. Always verify the sender before opening attachments or providing sensitive information.

5. Use Secure Networks Avoid conducting financial transactions or logging into sensitive accounts on public Wi-Fi. If necessary, use a virtual private network (VPN) to encrypt your connection.

6. Monitor Your Accounts Regularly review bank statements, credit reports, and online accounts for suspicious activity. Early detection can minimize the damage of potential fraud.